
In This Article
Siding replacement is a major investment, and pricing can feel opaque. Different materials, home sizes, and site conditions create a wide range of possible costs. Here's a transparent breakdown of what Maryland and Delaware homeowners can expect in 2025.
Cost by Material (Per Square Foot Installed)
Vinyl siding: $4.50-$9.00/sq ft. Fiber cement (fiber cement): $9.00-$14.00/sq ft. Engineered wood (engineered wood siding): $7.00-$12.00/sq ft. Natural wood (cedar): $8.00-$14.00/sq ft. These prices include materials, labor, and typical project overhead.
Typical Project Totals
For a standard 2,000-square-foot Maryland home with approximately 1,500 square feet of siding area: Vinyl: $6,750-$13,500. Fiber cement: $13,500-$21,000. Engineered wood: $10,500-$18,000. Natural wood: $12,000-$21,000. These are mid-range estimates — actual costs can be higher or lower depending on factors below.
What Affects the Final Price
Several factors drive siding costs beyond the basic per-square-foot calculation: story count (two-story homes cost more per sq ft due to scaffolding and safety requirements), existing siding removal (removing and disposing of old siding adds $1,000-$3,000), trim and soffit work (replacing trim, soffits, and fascia can add $2,000-$6,000), insulation upgrades (adding or upgrading wall insulation adds $1,500-$4,000), and complexity (lots of windows, corners, and architectural details increase labor time).
Hidden Costs to Watch For
The most common 'surprises' in siding projects: rotted sheathing or framing discovered during removal ($50-$150 per sheet to replace), inadequate existing flashing ($500-$1,500 to properly flash around windows and doors), code-required house wrap installation ($1,000-$2,500), and permit fees ($100-$500 depending on jurisdiction).
How to Budget Smart
Get at least 3 detailed written estimates from licensed, insured contractors. Compare estimates line by line — make sure each includes the same scope of work. Ask about financing options — many homeowners spread the cost over 5-15 years with payments of $150-$350/month. And remember: the cheapest bid often uses inferior materials or cuts corners on installation details that affect longevity.
Financing Your Siding Project
PCR offers flexible financing through our lending partners, with options including 0% interest for 12-18 months, low fixed-rate plans up to 15 years, and $0 down for qualified borrowers. A $15,000 siding project might cost as little as $125/month — less than most car payments for an upgrade that lasts 30-50 years.
